There is growing evidence that emergency and retirement savings can go hand in hand. Simply put, well-crafted emergency savings solutions can be buffers against early withdrawals from retirement.

A recent survey by Commonwealth and SaverLife of households making under $75,000 who had access to a workplace retirement plan found that 30% of respondents reported that an emergency savings option paired with their retirement plan would make them more likely to contribute to retirement, with few saying it would make them less likely to contribute.