Women report worse outcomes on all measures of financial health: spending, saving, borrowing, and planning, according to The Gender Gap in Financial Health, a new comprehensive study from Financial Health Network. This report focuses on policy- and employer-level solutions that could make a meaningful difference in leveling the playing field for women.

• Only one in five women (20%) are Financially Healthy versus 29% of men. Even after controlling for income and other demographic factors, women are still 5 percentage points less likely to be Financially Healthy than men.
• Women are also more likely to be Financially Vulnerable than men (24% versus 17%) – meaning they struggle in nearly all areas of their financial lives.
• Only 11% of Black women and 7% of Latina women are Financially Healthy. By contrast, the same figure rises to 25% for White women.